What types of sales tactics are prohibited when selling policies?

High-pressure tactics are considered unethical in sales, particularly in the insurance industry. These tactics can involve intimidating or overwhelming potential customers into making a decision quickly, which can prevent them from fully understanding the policy or considering it carefully. This approach is detrimental not only to the consumer, who may regret their decision later, but also to the integrity of the company and the trustworthiness of the sales process. Maintaining an ethical approach in sales fosters a better customer experience, ensures that clients are making informed decisions, and upholds the reputation of the insurance provider.

In contrast, promoting savings options, offering flexible payment plans, and encouraging regular policy reviews are all considered acceptable and ethical sales tactics. They are focused on providing value to the customer and enhancing their understanding of the products being offered.