What must you provide to potential policyholders across all U.S. states and territories?

The correct choice emphasizes the importance of a Suitability Notice, which must be provided to potential policyholders. This notice is integral because it ensures that the insurance products being proposed are suitable for the needs and circumstances of the prospective policyholders. It serves to protect consumers by confirming that they are being offered products that match their financial situation, health needs, and long-term goals.

Providing a Suitability Notice helps maintain ethical standards in the sales process by ensuring transparency and promoting informed decision-making among potential policyholders. It reflects a commitment to placing the customer's best interests at the forefront of the selling process, which is essential in building trust and fostering long-term relationships with clients. Thus, offering this notice is a critical part of ethical conduct in the insurance industry.